Michigan Considers Forcing Women to Purchase Separate Insurance for Abortion Coverage
Michigan lawmakers are considering legislation that would require women to purchase a separate insurance policy for abortion coverage. The proposed law would prohibit insurance plans offered in the state from covering abortion without the rider, but the proposal also does not require insurers to offer or provide the rider.
The measure would force women who don't purchase these separate policies to pay for abortion services out-of-pocket -- even women who have become pregnant because of rape or incest. Although Michigan Gov. Rick Snyder (R ) vetoed the same insurance ban last year, pro-choice opponents, led by Michigan Right to Life, circumvented the veto and collected enough petition signatures to send the measure back to the legislature [see PDF].
"Forcing women to decide whether they want to buy 'rape insurance' and even compelling parents to make the unfathomable decision about whether to buy it for their daughters is truly despicable," State Senate Minority Leader Gretchen Whitmer (D) said on Monday. "Requiring Michigan women to plan ahead for an unplanned pregnancy is not only illogical, it's one of the most misogynistic proposals I have ever seen in the Michigan Legislature."
Legislators now have 40 days to act on the ban. If lawmakers take no action, the issue will be put to a statewide vote on the 2014 ballot. If they approve the proposal, it will immediately become law, even without the governor's signature.
Media Resources: Detroit Free Press 12/2/2013; MLive 12/28/2012; Michigan.gov Ballot Proposals 12/4/2013; 11/2/2013; ThinkProgress 12/4/2013